The most stressful part of a private sale usually isn’t the money — it’s the paperwork. Until the Registration Certificate (RC) is transferred, the seller is still legally tied to the car, including any fines or liabilities.
The core documents
A transfer typically involves Forms 29 and 30, the existing RC, a valid insurance policy, and — if there was a loan — the No Objection Certificate (NOC) from the financier. If the seller’s loan isn’t closed, the transfer can’t complete.
Loan closure and NOC
Many used cars are still under finance. Settling the outstanding loan and collecting the NOC is a step people often underestimate; it has to happen before ownership can move.
Ukki files the paperwork, settles any existing loan, transfers the insurance and processes the RC change at the RTO — and the deal only closes once the car is legally the buyer’s.
Ready to sell the safe way? Start on Ukki — inspection, protected payment, paperwork and delivery, end to end.